We  are happy to offer a payment plan for all of our one of a kind Special Offerings, Semi-Bespoke, and Bands Collection pieces. Tailored to suit your own individual requirements, this is offered as a “layaway” type plan*: Meaning, your piece is ready for collection or shipping once the plan is complete and the balance has been paid in full. 

*It is Important to note that this is not a line of credit.

Our standard terms for a payment plan are for a 30% deposit to confirm your order followed by up to 5 equal payments each to be taken exactly one month apart. You may choose how many monthly payments to split your purchase into and there is complete flexibility should you choose to pay off any balance early. 

The first payment to be taken is a 30% non-refundable deposit via bank card in store ( we may ask for ID for verification ) or via BACS bank transfer - whichever method is your preferred. If you are yet to see the item of jewellery you wish to purchase in person we highly recommend booking an appointment in our studio first.

Following the payment of a deposit, if choosing to split into 6 payments as an example - each subsequent payment or instalment would therefore be 14% of the total balance. Below is an example of a six month payment schedule: 

Ring Price £970 + £30 fees

30% deposit:     £300   ( Month 1 )

1st instalment:   £140    ( Month 2 )

2nd instalment: £140    ( Month 3 )

3rd instalment:  £140    ( Month 4 )

4th instalment:  £140    ( Month 5 )

5th instalment:  £140    ( Month 6 )

Total: £1000  

Following confirmation of an order, a simple direct debit instruction may be completed with our direct debit payment provider, GoCardless. This is to authorise the instalments be debited on our behalf automatically from your bank account each month as per an agreed payment schedule.  We will also agree the best day for the instalments to be taken from your account with you before setting this up. This is much the same as a mobile phone contract or monthly subscription service.

There is absolutely no interest or hidden fees associated with our Payment Plan; however, £30 will be added to the total cost of your pieces to cover the collection fees charged by our direct debit provider. 

Late or declined payments are subject to a £15 late payment fee. If a payment is late by more than 7 days the payment plan will be deemed as abandoned with the production of your jewellery brought to a halt or the items returned to display and made available for sale.  All monies paid to date will be returned to you within 7 days LESS the 30% non-refundable deposit and any direct debit processor fees.  We will of course attempt to make contact with you prior to taking any action.

Should you wish to proceed with a purchase using our payment plan please get in touch using our contact form below or email us directly. Our next step is to send an invoice to you for the 30% deposit and to agree an instalment schedule based on your preferences.